REWARDS VISA

Make Everyday Spending More Rewarding.

Get more with a PFFCU Rewards Visa^® Credit Card. Enjoy 0% intro APR¹ for 9 months, variable rate as low as 13.65% APR¹ thereafter.

Apply Now

You’re in Charge

0% intro APR¹ for 9 months

Earn unlimited Reward Points

$0 annual, balance transfer, and cash advance fees

Free FICO® credit score
on your statement³

Same-day card
issuance at a Branch

Annual Percentage Rates (APRs) are effective as of December 27, 2024 and are subject to change.^{1 2}
Monthly payment is 2.50% of outstanding balance with a minimum of $10.

APR	How the Variable APR Is Calculated
13.65%	Prime + 5.9%
17.65%	Prime + 9.9%
18.00%	Prime + 14.65%

Credit Cards

Experience the Benefits

With a PFFCU Rewards Visa Credit Card, you can earn unlimited Rewards Points – redeemable for brand-name electronics and appliances, gift cards, travel, cash deposited into your PFFCU account, and more. Plus, the card is packed with security features for your peace of mind, whether you’re shopping in-store or online.

It’s easy to apply online – or you can stop by a Branch to get your card on the spot. Either way, you can take advantage of 0% intro APR¹ for 9 months, and a variable rate as low as 13.65% APR¹ thereafter. Not interested in rewards? Apply for our Classic Visa Credit Card. It offers a great low rate with no extra frills.

Join & Apply Now Apply Now

How Fast Can You Pay Off Your Credit Card?

LOST OR STOLEN CREDIT CARD

Report a Lost Card

If your PFFCU Visa Credit Card goes missing, call us at 800.228.8801 during normal business hours or 800.449.7728 after hours. To instantly lock or unlock your card and make a report, log in to Online/Mobile Banking (under Card Management). Stop by a Branch to get an instant replacement for a lost, stolen, or damaged card.

CREDIT CARD MEMBER SERVICE

Be in the Know

Log in to Online/Mobile Banking.
Select your credit card account to view transactions.
To manage rewards or card information, select Credit Card in the navigation, then select Credit Card Website.

Log in to Online/Mobile Banking.
Tap Credit Card in the navigation.
Select Pay Credit Card.

You can opt in to real-time text and/or email alerts when purchases, payments, or changes occur on your credit card account. Available alerts include:

Purchase Greater Than
International Transaction
Payment Due
Payment Past Due
Account Over Limit

Your PFFCU Visa^® Credit Card comes with a robust suite of fraud detection and prevention features to keep your account and data safe. If unauthorized activity occurs, you can rest easy knowing you have zero liability⁴ when you report the incident promptly. PFFCU Visa Credit Cards are blocked in certain countries where the risk of fraud is exceptionally high.

Let us know whether you’re traveling overseas or within the U.S. before you take off. Call us at 800.228.8801, stop by a Branch, or use Online/Mobile Banking to set travel notifications under Card Management.

Yes. Call us at 800.228.8801 or stop by a Branch.⁵

Pay With Your Phone In-Store & Online

It’s simple to load your PFFCU credit card onto the mobile wallet of your choice.

Tap for Convenience

Download our PFFCU Mobile App for quick, secure access to your accounts and tools like:

Mobile check deposit

Online loan applications

Customized debit/credit card controls

Learn More

More Financial Solutions

You name it. We’ll help you do it. PFFCU offers a full suite of personal banking and lending products.

Online/Mobile Banking

Disclosures

0% introductory ANNUAL PERCENTAGE RATE (APR) is effective for nine (9) months after account opening. Thereafter the APR for purchases, balance transfers, and cash advances will be a variable rate that may adjust monthly and will be the sum of an “Index” plus a “Margin.” The “Index” for any given month will be equal to the Prime Rate published in the Selected Interest Rates section of the Federal Reserve website at www.federalreserve.gov fifteen days prior to the beginning of each month. If the Selected Interest Rates section is not updated that day, we will select the rate on the next day it is updated. If the Index changes on or before this day in any given month, your APR and monthly periodic rate will change on your monthly periodic statement that is produced on or after the first day of the following month. On November 18, 2024, the applicable Prime Rate was 7.75%. The “Margin” is 5.9%, 9.9%, or 14.65%. Your APR thus equals the Prime Rate plus 5.9%, 9.9%, or 14.65%, with an APR of 13.65%, 17.65%, or 18.00%. The maximum APR that we may impose will not exceed that permitted to be charged by a federally chartered credit union, which at the time of this disclosure is 18.00%. The maximum rate on this card will change if the NCUA changes the maximum rate permitted. If the APR increases due to an increase in the Index, you may pay more in finance charges and it may take you longer to pay what you owe in full. To determine the full amount for which you qualify and assess your annual percentage rate, we will need to take a quick application and review your credit report which you authorize us to obtain. Your total combined PFFCU Visa Line of Credit, Personal Line of Credit, and Signature Loan balance cannot exceed $30,000. Offer is valid for PFFCU members who do not have a PFFCU Credit Card. No Reward Points will be given for Balance Transfers. Offer is subject to change or may be discontinued at any time without notice. For more details on how the Annual Percentage Rate, Index and Margin are determined, and the impact of any increase, please refer to the CREDIT LINE ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT. By using the card, you (including any permitted user) agree to be bound by the terms and conditions of the CREDIT LINE ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT, which you will receive if your application is approved.
Your rate will depend on your credit score at the time of application.
Your FICO^® Score will be provided to you for free on your monthly statement and is updated quarterly. You may request to opt out from the FICO® Score disclosure program at any time by notifying us at 215.931.0300 or 800.228.8801 of this preference. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
PFFCU may impose greater liability on the cardholder if PFFCU reasonably determines that any unauthorized transaction in question was caused by the negligence (which may include your delay for an unreasonable time in reporting unauthorized transactions) or fraudulent action of the cardholder.
Authorized users have permission to make purchases on Credit Card Account. Primary cardholder is financially responsible for payment.

Make Everyday Spending More Rewarding.

You’re in Charge

Experience the Benefits

How Fast Can You Pay Off Your Credit Card?

Report a Lost Card

We’re Here to Help

Visa Balance Transfer Form

Your Information

PFFCU Account Information

Accounts to Transfer Balances From

Account One

Account Two

Account Three

Account Four

Total to Transfer

Comments

Be in the Know

Pay With Your Phone In-Store & Online

Tap for Convenience

More Financial Solutions

Make Everyday Spending More Rewarding.

You’re in Charge

Experience the Benefits

How Fast Can You Pay Off Your Credit Card?

Calculate

Report a Lost Card

We’re Here to Help

Visa Balance Transfer Form

Your Information

PFFCU Account Information

Accounts to Transfer Balances From

Account One

Account Two

Account Three

Account Four

Total to Transfer

Comments

Be in the Know

How do I access my credit card information online?

How do I make credit card payments online?

What alert options are available?

What security measures are in place?

What should I do if I’m traveling?

Can I add an authorized user to my credit card?

Pay With Your Phone In-Store & Online

Tap for Convenience

More Financial Solutions