You’re in Charge

0% intro APR¹ for 9 months

Unlimited Reward Points

$0 Annual, Balance Transfer, and Cash Advance Fees

Free FICO® credit score on every statement²

Same-day card issuance at a Branch

YOU'RE PRE-APPROVED

Consolidate High-Interest Card Balances

A PFFCU Rewards Visa has the same simple terms for purchases, balance transfers, and cash advances – all interest-free¹ into next fall. With no balance transfer fees, you can easily consolidate multiple payments into one, and start saving. You'll also have 24/7 Fraud Monitoring as well as security features to customize by activity and amount.

Apply online in minutes. Or stop by a Branch and leave with your PFFCU Rewards Visa today! Request your card by February 22, 2025.

Apply Now

Disclosures

0% introductory ANNUAL PERCENTAGE RATE (APR) is effective for nine (9) months after account opening. Thereafter the APR for purchases, balance transfers, and cash advances will be a variable rate that may adjust monthly and will be the sum of an “Index” plus a “Margin”. The “Index” for any given month will be equal to the Prime Rate published in the Selected Interest Rates section of the Federal Reserve website at www.federalreserve.gov fifteen days prior to the beginning of each month. If the Selected Interest Rates section is not updated that day, we will select the rate on the next day it is updated. If the Index changes on or before this day in any given month, your APR and monthly periodic rate will change on your monthly periodic statement that is produced on or after the first day of the following month. On Janauary 17, 2025, the applicable Prime Rate was 7.50%. The “Margin” is 9.9%. Your APR thus equals the Prime Rate plus 9.9%, with an APR of 17.40%. The maximum APR that we may impose will not exceed that permitted to be charged by a federally chartered credit union, which at the time of this disclosure is 18.00%. The maximum rate on this card will change if the NCUA changes the maximum rate permitted. If the APR increases due to an increase in the Index, you may pay more in finance charges and it may take you longer to pay what you owe in full. To determine the full amount for which you qualify and assess your annual percentage rate, we will need to take a quick application and review your credit report which you authorize us to obtain. Your total combined PFFCU Visa Line of Credit, Personal Line of Credit, and Signature Loan balance cannot exceed $30,000. This pre-approval offer is valid until February 22, 2025. Offer is valid for PFFCU members who do not have a PFFCU Credit Card. No Reward Points will be given for Balance Transfers. Offer is subject to change or may be discontinued at any time without notice. For more details on how the Annual Percentage Rate, Index and Margin are determined, and the impact of any increase, please refer to the CREDIT LINE ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT. By using the card, you (including any permitted user) agree to be bound by the terms and conditions of the CREDIT LINE ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT, which you will receive if your application is approved.
Your FICO® Score will be provided to you for free on your monthly statement and is updated quarterly. You may request to opt out from the FICO® Score disclosure program at any time by notifying us at 215-931-0300 or 800-228-8801 of this preference. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

PFFCU Rewards Visa® Credit Card

You’re in Charge

Consolidate High-Interest Card Balances

PFFCU Rewards Visa^® Credit Card