PERSONAL LOANS
Start Here.
Do Anything.
Explore PFFCU’s flexible borrowing solutions
for every life goal.
Put Your Plans Into Action
Competitive interest rates
Competitive interest rates
No collateral required
No collateral required
0.5% discount with automatic payments4
0.5% discount with automatic payments4
Easy applications and fast decisions
Easy applications and fast decisions
Trusted personal lender since 1938
Trusted personal lender since 1938
Compare Your Options
Overview
With this revolving line of credit, you’ll only pay interest on what you borrow.
- Borrow up to $10,000 at a competitive variable rate
- Withdraw funds as needed through Online/Mobile Banking, at ATMs, and at a Branch
- Use your PLOC as free overdraft protection for your Free PFFCU Checking Account5
Use a PLOC for the planned and unexpected. Loan decisions and terms are based on factors like your credit score and debt-to-income ratio.
FAQsGet Started Today
It’s easy to apply online or at a Branch. You’ll get a decision within one hour and access to funds within
24 hours.6
Rates are effective as of November 20, 2024 and are subject to change.
Monthly payment is 2.25% of the line amount with a minimum of $25.
| APR | How the Variable APR Is Calculated | Minimum Rate | ||
|---|---|---|---|---|
| Personal Line of Credit1 2 | 12.90% | Prime + 4.9% | 8.9% | |
| 16.90% | Prime + 8.9% | 12.9% | ||
| 18.00% | Prime + 12.9% | 17.9% |
Overview
Lock in a competitive fixed rate, get a lump sum upfront, and use it for anything.
- Borrow up to $30,000
- Terms up to 72 months available
- Fixed rates for the term of your loan
This versatile borrowing option is great for paying for major expenses, consolidating higher-interest debt, and more. Loan decisions and terms are based on factors like your credit score and debt-to-income ratio.
FAQsGet Started Today
It’s easy to apply online or at a Branch. You’ll get a decision within one hour and access to funds within
24 hours.6
Rates are effective as of November 20, 2024 and are subject to change.
| APR | Monthly Payment 60-Month Term | Monthly Payment 72-Month Term | ||
|---|---|---|---|---|
| Signature Loan1 2 3 | 12.90% | $22.70 | $20.02 | |
| 15.90% | $24.26 | $21.64 | ||
| 18.00% | $25.39 | $22.81 |
Compare Your Options
Overview
With this revolving line of credit, you’ll only pay interest on what you borrow.
- Borrow up to $10,000 at a competitive variable rate
- Withdraw funds as needed through Online/Mobile Banking, at ATMs, and at a Branch
- Use your PLOC as free overdraft protection for your Free PFFCU Checking Account5
Use a PLOC for the planned and unexpected. Loan decisions and terms are based on factors like your credit score and debt-to-income ratio.
FAQsRates are effective as of November 20, 2024 and are subject to change.
Monthly payment is 2.25% of the line amount with a minimum of $25.
| Personal Line of Credit1 2 | |
| APR | 12.90% |
| How the Variable APR Is Calculated | Prime + 4.9% |
| Minimum Rate | 8.9% |
| APR | 16.90% |
| How the Variable APR Is Calculated | Prime + 8.9% |
| Minimum Rate | 12.9% |
| APR | 18.00% |
| How the Variable APR Is Calculated | Prime + 12.9% |
| Minimum Rate | 17.9% |
Get Started Today
It’s easy to apply online or at a Branch. You’ll get a decision within one hour and access to funds within
24 hours.6
Overview
Lock in a competitive fixed rate, get a lump sum upfront, and use it for anything.
- Borrow up to $30,000
- Terms up to 72 months available
- Fixed rates for the term of your loan
This versatile borrowing option is great for paying for major expenses, consolidating higher-interest debt, and more. Loan decisions and terms are based on factors like your credit score and debt-to-income ratio.
FAQsRates are effective as of November 20, 2024 and are subject to change.
| Signature Loan1 2 3 | |
| APR | 12.90% |
| Monthly Payment 60-Month Term | $22.70 |
| Monthly Payment 72-Month Term | $20.02 |
| APR | 15.90% |
| Monthly Payment 60-Month Term | $24.26 |
| Monthly Payment 72-Month Term | $21.64 |
| APR | 18.00% |
| Monthly Payment 60-Month Term | $25.39 |
| Monthly Payment 72-Month Term | $22.81 |
Get Started Today
It’s easy to apply online or at a Branch. You’ll get a decision within one hour and access to funds within
24 hours.6
Rates are effective as of November 20, 2024 and are subject to change.
How Much Would Your Monthly Payments Be?
PAYMENT PROTECTION
Protection When You
Need It Most
PFFCU’s Payment Protection is a low-cost, optional feature for your Personal Line of Credit or Signature Loan that can safeguard you, your family, and your credit if the unexpected happens. It can cancel your loan payments, up to the agreement maximum, if you become sick or injured. It can also cancel your loan balance, up to the agreement maximum, in the event of loss of life. Call us at 215.931.0300 for more information on terms and eligibility.
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